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ANNUAL REPORT 2013

Addresses

1.0. Lebanon

1.1. Bank Audi sal

Member of the Association of Banks in Lebanon
Capital: LBP 460,819,215,996 (as at December 2013)
Consolidated shareholders’ equity:
LBP 4,064,509,649,567 (as at December 2013)
C.R. 11347 Beirut
List of Banks No. 56

Headquarters

P.O. Box 11-2560, Beirut - Lebanon
Tel: (961-1) 994000. Fax: (961-1) 990555.
Customer helpline: (961-4) 727777.
Swift: AUDBLBBX.
E-mail: contactus@bankaudi.com.lb
www.banqueaudi.com

Country Management Lebanon
Bank Audi Palladium, Bab Idriss
P.O. Box: 11-2560, Beirut - Lebanon
Tel: (961-1) 994000. Fax: (961-1) 990555.
Customer helpline: (961-4) 727777.
Swift: AUDBLBBX.
E-mail: contactus@bankaudi.com.lb
www.banqueaudi.com

Branches

Commercial Banking Network

  • ASHRAFIEH – CLOVER
    Clover Bldg., Charles Malek Avenue.
    Tel: (961-1) 204825-6, 215492-3, 332129-30.
    Fax: (961-1) 201992, 204827.
    Branch Manager: Mrs. Raghida N. Bacha
  • DORA
    Cité Dora 1, Dora Highway.
    Tel: (961-1) 255686-7-8-9, 255691-2-3-4, 258877, 259064-5-6-7-8, 259072-3-4-5-6, 254646.
    Fax: (961-1) 255695, 259071.
    Branch Manager: Mr. Fadi V. Saade
  • GEFINOR
    Gefinor Center, Clemenceau Street.
    Tel: (961-1) 743400-1-2-3-4-5-6.
    Fax: (961-1) 743412.
    Branch Manager: Mr. Mouayad A. Tabbara
  • HAZMIEH
    Dar Assayad Bldg., Saad Freiha Street, Hazmieh Roundabout.
    Tel: (961-5) 450179, 451850, 452456, 452494, 459213, 952904-5.
    Fax: (961-5) 457963.
    Branch Manager: Mrs. Hilda G. Sadek
  • JNAH
    Tahseen Khayat Bldg., Khalil Moutran Street.
    Tel: (961-1) 844870-1-2-3.
    Fax: (961-1) 844875.
    Branch Manager: Mrs. Elissar A. Halawi
  • MAZRAA
    Wakf El-Roum Bldg., Saeb Salam Blvd.
    Tel: (961-1) 305612, 311886-7, 311892-3.
    Fax: (961-1) 316873, 300451.
    Branch Manager: Mrs. Rania J. Tamraz
  • NABATIEH
    Office 2000 Bldg., Hassan Kamel El-Sabbah Street.
    Tel: (961-7) 767812-3-4, 761241.
    Fax: (961-7) 767816.
    Branch Manager: Mrs. Zeina H. Kehil
  • SAIDA – SOUTH
    Moustapha Saad Street.
    Tel: (961-7) 728601-2-3-4, 723673, 752264, 752426, 752642.
    Fax: (961-7) 752704.
    Branch Manager: Mr. Jean Y. Azar
  • SHTAURA
    Daher Bldg., Main Road.
    Tel: (961-8) 540745, 542960-1-2, 545034.
    Fax: (961-8) 544853.
    Branch Manager: Mrs. Mona K. Cherro
  • TRIPOLI – EL-MINA
    Mandarine Bldg., Riad El-Solh Street, El-Mina Blvd.
    Tel: (961-6) 205100-1-2-6-8.
    Fax: (961-6) 205103.
    Branch Manager: Mr. Ziad M. Kabbara
  • TYRE
    Abou Saleh & Moughnieh Bldg., Main Road.
    Tel: (961-7) 345196-7-8.
    Fax: (961-7) 345201.
    Commercial Area Manager: Mr. Georges K. Karam
  • ZOUK
    Val de Zouk Center, Zouk Mikhael.
    Tel: (961-9) 211138-9, 211140-1, 226771-2-3-4.
    Fax: (961-9) 223603, 225505.
    Branch Manager: Mr. Georges Z. Sayess

Corporate Banking Network

  • ASHRAFIEH – MAIN BRANCH
    SOFIL Center, Charles Malek Avenue.
    Tel: (961-1) 200250-1-2-3-4-5, 200572-3, 216810, 331813, 333094.
    Fax: (961-1) 200724, 339092.
    Network Manager – Corporate Banking: Mr. Salam G. Nadda
  • BAB IDRISS
    Bank Audi Plaza, Omar Daouk Street.
    Tel: (961-1) 977588.
    Fax: (961-1) 999410, 971502.
    Network Manager – Corporate Banking: Mrs. Ghina M. Dandan
  • VERDUN
    Verdun 2000 Center, Rashid Karameh Avenue.
    Tel: (961-1) 790761-2 805805, 861892, 814202, (961-3) 395500.
    Fax: (961-1) 865635, 861885.
    Network Manager – Corporate Banking: Mrs. Wafaa S. Daouk

Retail and Personal Banking Network

Beirut
  • ASHRAFIEH – SASSINE
    Bahri Center, Sassine Square.
    Tel: (961-1) 200640-1-2-3-4.
    Fax: (961-1) 216685.
    Branch Manager: Ms. Rita C. Haddad
  • ASHRAFIEH – SAYDEH
    Shibli Bldg., Istiklal Street.
    Tel: (961-1) 200753-4, 202943, 204971-3, 320825.
    Fax: (961-1) 204972.
    Retail Area Manager: Mr. Fadi E. Chedid
  • BADARO
    Ibrahim Ghattas Bldg., Badaro Street.
    Tel: (961-1) 387395-6-7-9.
    Fax: (961-1) 387398.
    Branch Manager: Mrs. Nayla S. Hanna
  • BASTA
    Ouzai Street, Noueiri Quarter.
    Tel: (961-1) 661323-4-5-6.
    Fax: (961-1) 651798.
    Branch Manager: Mr. Zahi K. Chatila
  • BESHARA EL-KHOURY
    Banna & Sayrawan Bldg., Beshara El-Khoury Street.
    Tel: (961-1) 664093-4-5.
    Fax: (961-1) 664096.
    Acting Branch Manager: Mrs. Leila K. Barakat
  • BLISS
    Kanater Bldg., Bliss Street.
    Tel: (961-1) 361714-5, 361793-4-5.
    Fax: (961-1) 361796.
    Branch Manager: Ms. Afaf M. Khoury
  • EL-HORGE
    Khattab Bldg., Hamad Street.
    Tel: (961-1) 660636, 660646, 660656.
    Fax: (961-1) 660686.
    Acting Branch Manager: Mrs. Iman M. Hankir
  • HAMRA
    Mroueh Bldg., Hamra Street.
    Tel: (961-1) 341490-1-2-3-4-5-6-7, 346749, 348352, 353206-7.
    Fax: (961-1) 344680.
    Branch Manager: Mr. Sami R. Samara
  • MOUSSEITBEH
    Makassed Commercial Center, Mar Elias Street.
    Tel: (961-1) 707331-2, 818277-8-9, 818280.
    Fax: (961-1) 303084.
    Branch Manager: Ms. Nisrine A. Ismail
  • RAOUSHEH
    Majdalani Bldg., Raousheh Corniche.
    Tel: (961-1) 786212-3, 805068, 864752.
    Fax: (961-1) 805071.
    Acting Branch Manager: Ms. Yousra I. Younes
  • SAIFI
    El-Hadissa Bldg., El-Arz Street, Saifi.
    Tel: (961-1) 445117, 580530-1-6.
    Fax: (961-1) 580885.
    Branch Manager: Mrs. Rawan K. Baydoun
  • SELIM SALAM
    Sharkawi Bldg., Selim Salam Avenue.
    Tel: (961-1) 317102-3, 317116, 318824, 319295-6, 703196.
    Fax: (961-1) 318657.
    Branch Manager: Mrs. Hind A. Ghalayini
  • SODECO
    Alieh Bldg., Istiklal Street.
    Tel: (961-1) 612779, 612790-1-2-6.
    Fax: (961-1) 612793.
    Acting Branch Manager: Mrs. Josette F. Aramouni
  • ZARIF
    Salhab Center, Algeria Street.
    Tel: (961-1) 747550-1-2.
    Fax: (961-1) 747553.
    Branch Manager: Mrs. Karima A. Baltagi
Moun Lebanon
  • AIN EL-REMMANEH
    Etoile Center, El-Areed Street.
    Tel: (961-1) 292870-1-2-3-4.
    Fax: (961-1) 292869.
    Branch Manager: Mrs. Roula E. Fayad
  • AJALTOUN
    Bou Shaaya & Khoury Center, El-Midane.
    Tel: (961-9) 234619, 234620-1.
    Fax: (961-9) 234439.
    Branch Manager: Mr. Antoine F. Boueiri
  • ALEY
    Beshara El-Khoury Road (near Aley Club), Aley.
    Tel: (961-5) 556902-3-4, 558904.
    Fax: (961-5) 558903.
    Acting Branch Manager: Mrs. Olfat A. Hamza
  • BAABDA
    Boulos Brothers Bldg., Damascus International Road.
    Tel: (961-5) 451452, 953237-8-9, 953240-1-3.
    Fax: (961-5) 953236.
    Branch Manager: Mrs. Marthe A. Kanaan
  • BHAMDOUN
    Main Road.
    Tel: (961-5) 261285-6-7, 260132.
    Fax: (961-5) 261289.
    Branch Manager: Mr. Elias J. Daniel
  • BOURJ HAMMOUD
    Mekheterian Bldg., Municipality Square.
    Tel: (961-1) 242631-2, 258146, 263325.
    Fax: (961-1) 265679.
    Branch Manager: Mrs. Grace G. Nercessian
  • BROUMMANA
    Lodge Center, Main Road.
    Tel: (961-4) 860163-4-6, 860451.
    Fax: (961-4) 860167.
    Retail Area Manager: Mr. Tanios F. Nabhan
  • DEKWANEH
    El-Nefaa, Main Road.
    Tel: (961-1) 693790-1-2-4.
    Fax: (961-1) 693795.
    Branch Manager: Mr. Pierre A. Mezher
  • DORA – CITY MALL
    City Mall, Dora Highway.
    Tel: (961-1) 884114, 884081, 884098.
    Fax: (961-1) 884115.
    Branch Manager: Mrs. Grace E. Moussa
  • DORA – VARTANIAN
    Vartanian Center, Dora Highway.
    Tel: (961-1) 250202, 250303, 250404, 250606.
    Fax: (961-1) 241647.
    SOS Branch Manager: Mr. Wahib N. Ibrahim
  • ELYSSAR
    Elyssar Main Road, Mazraat Yashouh.
    Tel: (961-4) 913927-8-9, 916152-4.
    Fax: (961-4) 913932.
    Branch Manager: Mrs. Lizia E. Chidiac
  • FANAR
    La Rose Center, Main Road.
    Tel: (961-1) 879637-8, 879640, 870820.
    Fax: (961-1) 879641.
    Branch Manager: Mrs. Haifa A. Awad
  • FURN EL-SHEBBAK
    Michel & Antoine Badaro Bldg., Damascus International Road.
    Tel: (961-1) 290713-4-5-6, 282105.
    Fax: (961-1) 282104.
    Branch Manager: Mr. Georges J. Tabet
  • GHAZIR
    Haddad Bldg., Main Road, Kfarhebab.
    Tel: (961-9) 851720-1-2-3.
    Fax: (961-9) 856376.
    Branch Manager: Ms. Michele P. Nader
  • GHOBEYRI
    Hoteit Bldg., Shiyah Blvd., Mousharrafieh Square.
    Tel: (961-1) 541125-6, 541534.
    Fax: (961-1) 272342.
    Branch Manager: Mrs. Ghada S. Al-Ameen
  • HADATH
    El-Ain Square, Main Road.
    Tel: (961-5) 461916, 464050-1,
    465726, 471853. Fax: (961-5) 471854.
    Branch Manager: Mr. Charles A. Berberi
  • HARET HREIK
    Ahmad Abbas Bldg., Baajour Street, Main Road.
    Tel: (961-1) 277270, 278654, 278656-7.
    Fax: (961-1) 547265.
    Branch Manager: Mr. Nader M. Hajj Ali
  • JAL EL-DIB
    Milad Sarkis Bldg., Main Road.
    Tel: (961-4) 710391-2-3-4, 721028-9.
    Fax: (961-4) 710395.
    Branch Manager: Mrs. Carol S. Abou-Jaoude
  • JBEIL
    Byblos Sun Bldg., Jbeil Roundabout.
    Tel: (961-9) 541410, 543890-1-2-3-4.
    Fax: (961-9) 543895.
    Branch Manager: Mr. Chady F. Kassis
  • JEITA – ANTOURA
    Antoura Square.
    Tel: (961-9) 235257-8-9.
    Fax: (961-9) 235260.
    SOS Branch Manager: Mrs. Christiane Y. Akiki
  • JOUNIEH
    La Joconde Center, Fouad Shehab Blvd.
    Tel: (961-9) 641660-1-2-3-4.
    Fax: (961-9) 644224.
    Branch Manager: Mr. Emile J. Moukarzel
  • JOUNIEH – EL-SHIR
    Beaino Bldg., Notre Dame du Liban Hospital Street.
    Tel: (961-9) 638060-1-2, 915503.
    Fax: (961-9) 915511.
    Branch Manager: Mrs. Nada S. Ghanem
  • KHALDEH
    Lebanese Commercial Mall, Saida Highway.
    Tel: (961-5) 801985-6-7-8.
    Fax: (961-5) 806405.
    Branch Manager: Mr. Ghassan M. Kaed Bey
  • MANSOURIEH
    Kikano Bldg., Main Road.
    Tel: (961-4) 533610-1-2-3.
    Fax: (961-4) 533614.
    Branch Manager: Mr. Salam N. Dagher
  • MREIJEH
    Mreijeh Plaza Center, Abdallah Yaffi Avenue.
    Tel: (961-1) 477980-1-2-4.
    Fax: (961-1) 477200.
    Branch Manager: Mr. Bassam M. Harake
  • NACCASH – DBAYEH
    Naccash – Dbayeh Highway, East Side.
    Tel: (961-4) 521671-2-3-4-5.
    Fax: (961-4) 521677.
    Branch Manager: Mrs. Georgina Y. Nakad
  • RABIEH
    Rabieh First Entrance, Street No. 5.
    Tel: (961-4) 405950, 410336, 419881, 521265, 525096, 525296.
    Fax: (961-4) 416105.
    Retail Area Manager: Mrs. Yolla Y. Hajjar
  • ROUEISS
    Hoteit Bldg., Hady Nasrallah Blvd.
    Tel: (961-1) 541146-7-8.
    Fax: (961-1) 541149.
    Branch Manager: Mr. Ali A. Jaber
  • SHIYAH
    Youssef Khalil Bldg., Assaad El-Assaad Street.
    Tel: (961-1) 541120-1-2.
    Fax: (961-1) 541123.
    SOS Branch Manager: Mr. Hilal N. Zeineddine
  • SIN EL-FIL
    Hayek Street.
    Tel: (961-1) 482335, 490301, 490365.
    Fax: (961-1) 510384.
    Branch Manager: Mr. Antoine Y. Asmar
  • ZALKA
    Romeo & Juliette Bldg., Zalka Highway.
    Tel: (961-1) 875123-4-5, 901962.
    Fax: (961-1) 900274.
    Branch Manager: Mrs. Karla M. Ghaoui
  • ZOUK – ESPACE
    Vega Center, Zouk Mikhael Highway.
    Tel: (961-9) 210898-9, 210900-1, 216174-5.
    Fax: (961-9) 210897.
    Branch Manager: Mr. Edgard A. Aoun
North
  • AMYOUN
    Main Road.
    Tel: (961-6) 955600-1-2-3.
    Fax: (961-6) 955604.
    Branch Manager: Mrs. Rana A. Khoury
  • HALBA
    Main Road.
    Tel: (961-6) 692020-1-2-3.
    Fax: (961-6) 692024.
    SOS Branch Manager: Mr. Tannous N. Abi-Saab
  • SHEKKA
    Main Road.
    Tel: (961-6) 545379, 545048, 545283.
    Fax: (961-6) 541526.
    Branch Manager: Mr. Antoine T. Douaihy
  • TRIPOLI – AZMI
    Fayad Bldg., Azmi Street.
    Tel: (961-6) 430132-3, 445590-1-2-3.
    Fax: (961-6) 435348.
    Branch Manager: Mr. Georges A. Khodr
  • TRIPOLI – EL-BOHSAS
    Fattal Tower 1, El-Bohsas Blvd.
    Tel: (961-6) 410200-1-2.
    Fax: (961-6) 410799.
    Acting Branch Manager: Mr. Tarek M. Kayal
  • TRIPOLI – SQUARE 200
    Akkad Bldg., Square 200.
    Tel: (961-6) 437343, 448840-2.
    Fax: (961-6) 437383.
    Branch Manager: Mr. Nasser N. Chahal
South
  • ABRA
    Nhouli & Solh Bldg., Main Road.
    Tel: (961-7) 752267-8-9.
    Fax: (961-7) 752271.
    Acting Branch Manager: Mr. Abdo E. Andraos
  • BENT JBEIL
    Ahmad Beydoun Bldg., Serail Square.
    Tel: (961-7) 450900-1-2-5.
    Fax: (961-7) 450904.
    Branch Manager: Mr. Fares M. Ghostine
  • SAIDA – EAST
    Dandashli Bldg., Eastern Blvd.
    Tel: (961-7) 751885-6-7.
    Fax: (961-7) 751889.
    Branch Manager: Mr. Mohamad M. Bizri
  • SAIDA – RIAD EL-SOLH
    Wakf El-Roum Catholic Bldg., Riad El-Solh Blvd.
    Tel: (961-7) 720411-2, 733750-1-2-3-4.
    Fax: (961-7) 724561.
    Retail Area Manager: Mr. Mohamad M. Kalo
BEKAA
  • JEB JANNINE
    Majzoub Bldg., Main Road.
    Tel: (961-8) 661486-7-8.
    Fax: (961-8) 661481.
    Branch Manager: Mr. Ibrahim M. Harati
  • ZAHLEH
    Beshwati Bldg., El-Boulevard.
    Tel: (961-8) 813592-3-4-5.
    Fax: (961-8) 801921.
    Retail Area Manager: Mr. Robert J. Moubarak

1.2. Audi Investment Bank sal

Bank Audi Plaza, Block B, Bab Idriss.
P.O. Box: 16-5110 Beirut - Lebanon.
Tel: (961-1) 994000. Fax: (961-1) 999406.
E-mail: contactus@bankaudiib.com

1.3. Audi Private Bank sal

Bank Audi Plaza, Block D, Bab Idriss, Beirut.
P.O. Box: 11-1121 & 11-3312 Beirut - Lebanon.
Tel: (961-1) 205400, 208400.
Fax: (961-1) 205480, 205454.
E-mail: contactus.lebanon@bankaudipb.com
www.bankaudipb.com